Fintech (financial technology) refers to innovative digital solutions that improve and automate financial services. From mobile banking and digital payments to blockchain and investment apps, fintech is reshaping how people manage money in the modern world.
UPI now processes over 22 billion transactions per month in India. With RBI's Payments Vision 2028, Machine Payments Protocol, and AI-driven risk-based authentication, India's payments future is being built right now.
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OpenAI launches ChatGPT for personal finance, connecting to 12,000+ financial institutions. AI-powered budgeting and financial advice just got a major upgrade.
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India startups raised $2.3Bn in Q1 2026, down 26% YoY with zero $100M+ deals. AI leads by deal count as investors turn selective in India's maturing ecosystem.
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UPI hit 2,264 crore transactions in March 2026 and commands 85% of India's digital payments. A decade on, here's how Bharat built the world's payments backbone.
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India's UPI processed 21.7 billion transactions in January 2026 and now commands 49% of global real-time payments. Here's what the next phase looks like.
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Credit Line on UPI is set to become India's most powerful financial inclusion engine in 2026 — processing 21.7 billion transactions in January alone.
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OpenAI launches ChatGPT personal finance tools for Pro subscribers, connecting 12,000+ banks via Plaid for AI-driven spending analysis and planning.
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Reliance Jio, Zepto, and PhonePe converge on a landmark 2026 IPO window that could collectively raise ₹8 lakh crore — transforming Indian capital markets.
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Indian AI startups raised $1.48B in Q1 2026 alone — 38% of all Indian startup funding. Neysa's $1.2B Series B and Sarvam AI's $53M signal a new era.
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UPI processed 21.7 billion transactions in January 2026, holding 49% of global real-time payments. Credit Line on UPI is now reshaping India's lending landscape.
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UPI accounts for 85.5% of India's total payment volumes as the RBI's new 2FA mandate and e-mandate framework reshape the country's digital finance landscape in 2026.
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NPCI launched FiMI, India first AI model for payments, powering a UPI Help Assistant. With 2264 crore March transactions.
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